Dr. Sharon Moalem
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 For that reason, poor farmers in some parts of the world cultivate it as an insurance crop—insurance against starvation in the event of a famine. And sure enough, the incidence of disease related to this organic poison climbs after a famine in those areas where the vetch is grown. Not surprisingly, some people choose to risk the vetch's poison rather than starve to death.
The nightshades are a large group of plants, some edible, some poisonous. |
Mike Adams, the Health Ranger
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 Ben: You're still paying for the insurance.
Mike: Exactly. Who's paying for the insurance? I mean, if you're going to make an argument like that, you're a fool. "I'm going to be sick because insurance covers that?" What kind of an idiot thinks that? But it's true; people do. I say that being healthy is very inexpensive. It's an inexpensive way to run your life. Do you know how much money I've spent on health care costs in the last three years?
Ben: How much?
Mike: It's very close to zero. The only money I've spent is getting my blood tested to prove my own health statistics. |
Rhonda D. Orin
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 Supreme Court has stated the opposite in a 1985 decision called Metropolitan Life insurance Company v. Massachusetts. In particular, the Supreme Court stated that the state mandatory-benefit laws apply to all employer-sponsored health plans except for the minority that are fully self-funded.
Similarly, ask your employer whether you have a copy of the company's entire health plan. Typically, employees are only given a short version of the health plan, called a Summary Plan Description or SPD. |
Joan Liebmann-Smith, Ph. D., and Jacqueline Nardi Egan
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 That's strictly between you and your doctor—and all too often your insurance company.
WHAT BODY SIGNS CAN AND CAN'T DO
Body Signs is not meant to be a substitute for seeking medical advice and talking with your doctor. On the contrary, it should be a catalyst for communicating with your doctor about things you may not have thought of discussing or might have been too embarrassed to bring up. And Body Signs is certainly not meant to turn you into your own doctor. |
Rhonda D. Orin
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| These "mandatory-benefit" laws apply no matter what the individual insurance policies say. These laws affect more than 100 million people in this country, and there is a good chance that you are one of them.
The laws vary wildly. Many states—and now even the federal government—mandate coverage for "mainstream" health issues, such as screening for breast cancer. Others, however, have mandates that are extremely specialized. Ever heard of mandatory "scalp hair prosthesis" coverage (sounds like "toupee" to me)? They've got it in New Hampshire and several other states. |
| You never know what may help you someday to prove your right to insurance coverage.
CONCLUSION
Little things can make a big difference when you join a health plan. Like how long your plan will take to answer the phone, send you a check, process a referral—or respond to your request for a liver transplant. It's a good idea to pay careful attention to these "little" things. One of them may save your life someday.
Not So Usual, Not So Customary
The first time that I really understood the endless reaches of the "usual and customary" game was when I was pregnant with our third child. |
Mike Adams, the Health Ranger
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 In fact, the only reason people use old school medicine is because insurance pays for it. If insurance covered vitamins, therapeutic touch, disease-fighting nutritional therapies, anti-cancer foods and supplements, therapies to reverse nervous disorders, acupuncture, Chinese medicine, Reiki and energy healing, then virtually everyone would switch over and start using natural therapies. Why? Because they work. |
Rhonda D. Orin
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| Of the country's total population in 1998, approximately 43 million people had no insurance at all.
Stay with me for another statistic. Here it is: Not all health plans that are governed by ERISA are the same. In 1998, at least, a minority of them—no more than 45 million (37 percent)—were fully self-funded plans. While you don't need to know exactly what that means, you do need to know that such plans generally are believed to be exempt from most, if not all, state laws. |
Mike Adams, the Health Ranger
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| In fact, the only reason people use old school medicine is because insurance pays for it. If insurance covered vitamins, therapeutic touch, disease-fighting nutritional therapies, anti-cancer foods and supplements, therapies to reverse nervous disorders, acupuncture, Chinese medicine, Reiki and energy healing, then virtually everyone would switch over and start using natural therapies. Why? Because they work. |
Mike Adams, the Health Ranger
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 If the woman had been uninsured, I believe the hospital would have thrown the baby out on the street. No insurance = case closed. Uninsured people who desperately need (and want) treatment are denied treatment every day by conventional medical hospitals and clinics. So why is supposedly saving the life of this one infant suddenly so important when saving the lives of all those other uninsured people isn't?
The answer is obvious: The woman has health insurance. And that baby is the hospital's lifeline to big payouts. |
Mike Adams, the Health Ranger
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 You talk about insurance in some of your public presentations. This is great insurance for protecting your health, your family and maybe even your neighborhood.
Wolfe: Exactly. Again, I want to reiterate that not everyone is turned on to this kind of thing with natural health and what can be done with herbs. You may take it upon yourself to be prepared for your neighbors. They may be coming to you and saying, "Hey, what do you have, what do you think I should do?" And you're prepared, and what a gift, what an amazing thing to be able to give that gift. What about a neighbor's kids? |
Mike Adams, the Health Ranger
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| Who's paying for the insurance? I mean, if you're going to make an argument like that, you're a fool. "I'm going to be sick because insurance covers that?" What kind of an idiot thinks that? But it's true; people do. I say that being healthy is very inexpensive. It's an inexpensive way to run your life. Do you know how much money I've spent on health care costs in the last three years?
Ben: How much?
Mike: It's very close to zero. The only money I've spent is getting my blood tested to prove my own health statistics. |
Kevin Trudeau
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 Alternative Health insurance Services www.alternativeinsurance.com (800) 331-2713
3. ENERGETIC REBALANCING.
EMC2 Energetic Matrix Church of Consciousness, LLC. www.energeticmatrix.com
Quantum Prayer System www.energeticbalancing.us (888) 225-7501
Quantum Distance Healing www.distancehealing.net (866) 784-7111
Healing Touch International, Inc. www.healingtouch.net (303) 989-7982
International Center for Reiki Training www.reiki.org (800)332-8112
Quantum-Touch www.quantumtouch.com (888) 424-0041
Rosen Method Bodywork and Movement www.rosenmethod.org
Quantum Wellness Center www. |
Rhonda D. Orin
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| They certainly know more than the insurance company doctors who do nothing except review your medical charts and test results, without seeing you. Most courts know this; in fact, courts often hold that the recommendations of your doctors (called treating physicians) carry more weight than the recommendations of doctors who have never seen you (called nontreating physicians).
Second, be aware that many disability insurers are into surveillance. Yes, this means spies. |
| Fifth, contact your state's insurance and health departments and ask them for publicly filed fee information. Consider filing a Freedom of Information request, if necessary. At least you'll have the information for next year.
It can be very frustrating to get information about a health plan's fee schedule, but it's well worth the effort. And remember, you're not the only person looking for this information. So when you get a few answers, unless you're bound by some negotiated requirement of confidentiality, you may even consider posting them on the Internet. |
Mike Adams, the Health Ranger
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| Conventional medicine is profit-driven, which is why insurance doesn't cover healthy alternatives
Organized medicine doesn't want insurance to cover nutritional therapies, chiropractic services and acupuncture because if people could get those therapies and not shell out money from their own pockets, they would leave the medical clinics en masse. They would line up at the naturopathic doctors. Wouldn't you? Most people would, except those who are too brain dead from taking statin drugs and antidepressants to realize what they are doing. |
Dr. Edward F. Group III, DC, ND, DACBN
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| Wireless companies are also protected in that insurance companies will not pay out for illnesses caused by prolonged low frequency radiation exposure! I think we should be asking, what is so special about cellular service providers that they should be permitted to continuously market harmful products while simultaneously being protected from prosecution under established law? That's like committing murder legally with no repercussion.
Well, as usual, there's another radiation culprit to consider. The antennae on top of cellular base towers emit RF radiation at extremely high power. |
Andreas Moritz
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 Being in tune with the natural rhythms of life is one of the best insurance policies for healthy people to remain healthy. All it requires is that you listen to and act upon the constant messages your body is sending you.
Listen To Your Body, And It Will Keep You Healthy!
Like a switched-on radio receiver, your body continuously receives a vast amount of data and information from the external world. The earth, stars, sun and all life forms constantly emit radiation, which your body registers and processes to ensure balanced functioning and a harmonious relationship with the environment. |
Too Profitable to CureBrent Hoadley, Ph.D.
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| You can set aside a special niche for insurance underwriters or pharmaceutical CEOs who, by the very nature of their involvement, are profit-driven. You may also eliminate them from your plan entirely. You may operate your hospitals, your doctors' offices, or your emergency rooms on a first-come, first served basis, by appointment only, or any other way you see fit. You can offer free drugs; you can offer costly drugs. You can offer free nursing home care for the aged; or, as in the novel Soylent Green, you can have old people euthanized when they outlive their usefulness. |
| Cries for lower malpractice insurance rates and liability limits... definitely. Devaluation of human life...unquestionably.
• The government is the largest single purchaser of pharmaceuticals from Canada. (This includes purchases for the Veterans Administration and the military.) We have already shown that the FDA does not guarantee safe drug supplies. Perhaps individual patients should, like the federal government, be able to purchase drugs from the lowest bidder.
• The government is the largest polluter and violator of its own regulations. |
Mehmet C. Oz., M.D. and Michael F. Roizen, M.D.
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 Me a V
Vaccines are a kind of immuno insurance policy. Although the body comes stocked with millions of different antibodies, there is always the chance that the one you need won't be available when you need it. Vaccines—typically, weakened strains of viruses or parts of bacteria-cause the body to produce antibodies for that specific infection. So rather than the usual delayed immune response that allows a cold virus to take hold, the antibodies produced by a measles vaccine are ready to knock out that disease before it ever gets started. |
| We'd love you to get them from diet, but many have imperfect diets—so consider these recommendations as an insurance policy for an imperfect diet. So you can take half in the morning and half at night to keep a constant vitamin level in your blood during the day.
Vitamins
Optimum
A
More than 2,500 IU is too much (unless you have an eye condition called wet macular degeneration).
B
Get at least the daily value (DV) of all the Bs plus a little more than daily value of these Bs:
Bj (thiamin) 25 mg.
B2 (riboflavin) 25 mg. |
| Your doctor could order all of the following blood tests individually, but the cost would be about $3,500 and likely not be covered by insurance, so to make the process easier and less expensive, we've asked Biophysical Corporation—a company that does innovative biomarker testing (biomarkers are simply chemicals in your blood)—to put all of the key tests for aging into one blood draw, called the BiophysicalYou. (Yes, we use needles, but they're small. Really.)
Biophysical is offering the BiophysicalYou for $1,495. |
| So we recommend you get insurance D in foods supplemented with vitamin D3 or in supplements. Don't get more than 2,0001Us a day.
YOU Tip: Protect Your Liver. Since your liver is your main detox organ, you're smart to keep it performing at its best. Certain foods and supplements can help improve liver function and have anticancer properties.
Liver detox systems are enhanced by broccoli sprouts, seaweed, and dark greens, and are proven to reduce the risk of cancer at various sites, including the prostate, lung, breast, and colon. How? |
Bottom Line Health
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| In many places, the cost of malpractice insurance has forced doctors, particularly specialists, to give up their practice, he says. This trend is making it more difficult for emergency departments to get specialists to see patients in the emergency room. It also increases the burden on emergency departments, since patients who would have gone to a specialist may go to the emergency department instead, Blum explains.
In addition, many hospitals are closing their emergency departments because of financial considerations. |
| DBS is covered by Medicare and many other forms of health insurance. fkfn F°r more information on Parkinson's dis-— ease, go to the World Parkinson Congress Web site, www.worldpdcongress.org.
What Is Parkinson's Disease?
Parkinson's disease, the second most common degenerative brain disease (after Alzheimer's), affects 1 million Americans and typically begins between the ages of 50 and 79- It occurs when neurons, or nerve cells, that control movement start to die off for unknown reasons. |
Jack Challem
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 With a predisease you may be denied insurance coverage, or your insurance may exclude coverage for the predisease.
However, there are possible alternative scenarios.
A genetic predisposition indicates only risk, not destiny, a key point that is often ignored in discussions of genetics. You and I were born with various types of genetic risks for disease, and we acquire additional genetic damage that increases our risk of age-related diseases. Insurers have had a tendency to see a person's risk of disease as a threat to their future profitability. |
Bottom Line Health
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| Cost: Can vary from $600 to $3,000. Some insurance plans cover the cost of hearing aids, others subsidize the cost.
Each individual type of hearing aid serves different needs. After you've settled on a model, your otolaryngologist will take a mold of your ear, fit the device, tune it to complement your existing hearing and show you how to care for it.
More than 90% of the people who get fitted with a hearing aid find that it helps restore hearing function. |
Ray D. Strand
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 You may want to check with your insurance company first to make sure these tests are covered. Along with traditional chemistry profiles and cholesterol panels, these help determine which patients are at increased risk of developing cardiovascular disease. Obviously, it should be every doctor's focus to prevent or slow down this process in his patients so that they never have to end up in the surgeon's hands. Doesn't that appeal to you as well?
SEVEN Cardiomyopathy: New Hope for a Cure
Wayne is a lifetime friend. We grew up together in a small town along the Missouri River in South Dakota. |
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